Posts Tagged ‘insurance’

Studying the International Travel Insurance Scene

Multi Trip Insurance

Student international travel insurance is affordable. In fact, it’s almost always the most affordable of any international travel insurance. In many cases, students aren’t the only one who qualifies, either. Some student international travel insurance carriers offer the student coverage and rates not only to full time and part time college students but also to their dependents and other family members, as well as visiting faculty and other scholars. The age limit on this student coverage is typically 49 years of age.

These low-cost student international travel insurance carriers sometimes provide one hundred percent of the cost of covered events such as illness, injury, evacuation and repatriation. Many student international travel insurance carriers offer choices of coverage, so that you can pick and choose the coverage limits you wish and can afford.

One carrier, for example, provides three plans, all of which can be quoted and purchased online. The minimum level, the least costly student international travel insurance policy, provides a $100,000 ceiling for medical coverage, but only $50,000 for a single incident. The deductible for each incident is $150. Were you, your loved one, or anyone’s remains require repatriation, the payment with this student international travel insurance would be up to $25,000. Emergency evacuation coverage at this level is $50,000. $10,000 is the ceiling for AD&D (accidental death and dismemberment.) Depending on your age premium for this coverage can be as low as $59. (more…)



A Guide to Buying and Using Car Travel Insurance

Travel Insurance Tips

Is Travel Car  Insurance Really Necessary?

Travel is already expensive enough, isn’t it? The cost of air fare, cruises, hotels, ground transportation, food and activities and entertainment are already high enough. I don’t know about you, but I work hard for my money, and when I travel, I want to keep as much of my money in MY pocket as possible. Is travel insurance a necessity or a luxury? Why not cut a few corners here and there. Why buy something if it’s not really needed?

My personal answer is, of course, that I am not independently wealthy and can’t withstand the potential financial losses I would incur if I require medical care while I’m traveling. Not being independently wealthy also means that I’m in the market for adequate but cheap travel insurance. I suspect that you are in the same position, so you, too need cheap travel insurance. If you’re still not sure about that, consider the following. (more…)



On the Piste or Off it – Make Sure you Get the Right Travel Insurance Cover

Multi Trip Insurance

That is why it is essential to have the proper ski and snowboard travel insurance to provide the necessary cover on and off the slopes. So what should people be looking for?

Most travel insurance providers offer good cover for intermediate and beginners. This is the vast bulk of the market. Yes, accidents do happen but they are more likely to be in a controlled fashion, by that we mean on well groomed pistes and with assistance and help on hand. The problem area is when the skier or snowboarder gains in confidence and skill and wants to seek greater challenges and with it more thrills. This generally means tackling ever more severe slopes but also to venture into what is loosely termed off piste. (more…)