Archive for the ‘TRAVEL INSURANCE’ Category

Find Cheap Travel Insurance – Facts to Know About

Annual Travel Insurance

You want to take plenty of precautions in planning out your vacations to make sure every aspect has been considered. Everything is to be fit into an itinerary beforehand so that when the vacation time comes you can focus on fully enjoying your vacation.

But, no matter how much you plan, the unexpected can always happen during your vacation. When you travel far away it is hard to deal with such things as natural disasters, robberies, accidents, and severe illnesses. Fortunately, with proper planning you can find cheap travel insurance policies that can help you to overcome many of these unexpected incidents as they strike. So make sure that you find cheap travel insurance plans that will provide you with plenty of coverage.

One-Time Trips

If you just go on one trip per year or less you can just purchase a one-trip travel insurance policy. You have a lot of insurance policy options available to you regardless of how often you go on vacation. There are so many options of insurance policies out there if you go on vacation often that it may become confusing to sort through all of these options and pick out a policy. (more…)



Travelling Insurance – Why Travelling Without Insurance May Cost You More

Smart Travel Insurance

When you travel, you have lots of expenses to cover – air fare, accommodation, food, things you buy and so on and so forth. You might decide not to get travel insurance so that you may save some money. You think that travel insurance is as an unnecessary expense and that nothing will go wrong. You also believe it’s the pessimist who needs insurance. Travelling without insurance can be the biggest mistake you make when organizing your trip and it can turn out to be very costly.

The travel insurance comes in two ways:

1. The vanilla, travel insurance, (sometimes called trip insurance) covers cancellations, delays, lost baggage and emergencies.

2. Insurance of medical during travel protects you against any medical expense while travelling.

Imagine these scenarios: (more…)



Studying the International Travel Insurance Scene

Annual Travel Insurance

Student international travel insurance is affordable. In fact, it’s almost always the most affordable of any international travel insurance. In many cases, students aren’t the only one who qualifies, either. Some student international travel insurance carriers offer the student coverage and rates not only to full time and part time college students but also to their dependents and other family members, as well as visiting faculty and other scholars. The age limit on this student coverage is typically 49 years of age.

These low-cost student international travel insurance carriers sometimes provide one hundred percent of the cost of covered events such as illness, injury, evacuation and repatriation. Many student international travel insurance carriers offer choices of coverage, so that you can pick and choose the coverage limits you wish and can afford.

One carrier, for example, provides three plans, all of which can be quoted and purchased online. The minimum level, the least costly student international travel insurance policy, provides a $100,000 ceiling for medical coverage, but only $50,000 for a single incident. The deductible for each incident is $150. Were you, your loved one, or anyone’s remains require repatriation, the payment with this student international travel insurance would be up to $25,000. Emergency evacuation coverage at this level is $50,000. $10,000 is the ceiling for AD&D (accidental death and dismemberment.) Depending on your age premium for this coverage can be as low as $59. (more…)