March 17th, 2010 
admin Travel insurers seem to think that people over the age of 65 are more likely to make a claim for medical care so the cost of travel insurance can be more than double the premium of someone under 65.
So, are travel insurance companies missing a trick? There are nearly 10 million people in the UK aged over 65 who, with no commitments and having cleared themselves of a mortgage and their children, are travelling more than ever. There are plenty of over 75s travelling too and this group is even more marginalised by major insurers.
Of course these people are not white water rafting, snowboarding or mountain biking and in most cases are relaxing in the sun or travelling to see parts of the world whey have an interest in.
Healthier lifestyle and medical advances means that age should not be regarded as the major risk factor it once was. There are a lot of people aged over 70 who are perfectly fit and healthy and many of these may now be fitter than the 25 year old binge drinking smoker who is riding his hired scooter in Ibiza or partying on the hotel balcony. (more…)
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